What You Need to Know Before Filing a Claim
July 22, 2025

In the aftermath of the recent hailstorms that swept through Eau Claire, Baldwin, and New Richmond, many homeowners are left wondering what their next steps should be. Roof damage from hail can be subtle, but if left unchecked, it can lead to costly repairs down the road. Before you file an insurance claim, here is what you need to know to protect both your home and your wallet.

  1. Start by Looking for Signs of Hail Damage

Not all hail damage is visible from the ground. Some common signs of hail damage you can check for include:

  • Dents or bruising on roof shingles
  • Granule loss exposing the asphalt layer
  • Dents on gutters, downspouts, or siding
  • Cracked or broken windows
  • Damage to vehicles, decks, or patio furniture

If you see any of these issues—or even suspect damage to your home—it’s best to act quickly.

  1. Understand Your Insurance Options

Most homeowners insurance policies cover hail damage, but every policy is different. Review these details to get to know your coverage:

  • Deductibles: Know how much you’ll need to pay out of pocket.
  • Coverage Limits: Ensure your policy covers the full scope of repair or replacement.
  • Claim Timelines: Insurance companies often have strict deadlines after a storm event, so don’t wait too long to file your claim.
  1. Why You Shouldn’t File a Claim Just Yet

Filing a claim without confirmation of damage can lead to unnecessary complications, including a denied claim or a hit to your record. That’s why getting a free storm damage estimate from a trusted professional is a smart first step.

  1. Schedule a Free Inspection with Weathersafe™

Weathersafe™ specializes in storm damage and offers inspections and storm damage estimates for homeowners affected by recent hail. Our trained specialists know exactly what to look for and will:

  • Provide a detailed report of damages
  • Explain whether the damage qualifies for an insurance claim
  • Answer your questions about the insurance process
  1. Weathersafe™ Helps You Every Step of the Way

If your property has damage from a recent storm, Weathersafe™ won’t just walk away. We will:

  • Work directly with your insurance company to ensure a fair assessment
  • Meet with the adjuster to advocate for your repairs
  • Handle all documentation and paperwork
  • Provide professional repairs using high-quality materials

We make the process simple, stress-free, and focused on protecting your biggest investment—your home.

Don’t Guess & Get the Facts

If you live in Eau Claire, Baldwin, New Richmond, or another area that has been affected by recent storms, don’t wait. Schedule your free storm damage estimate and inspection with Weathersafe™ today and take your first step toward peace of mind!

East Metro:

(651)528-6219

West Metro:

(952)229-4577

Wisconsin:

(715)808-0810

Contact Weathersafe Restoration™

For more information on how our team can assist in your residential, commercial, or multi-family exterior repairs, contact us today for a free estimate.